QarzMitra
QarzMitra
Get a loan up to PKR 50,000 instantly
Simple steps to get your loan
Get QarzMitra app from Google Play Store
Create your account with personal details
Submit loan application with required information
Get approved loan amount in your account
Trusted by thousands of satisfied customers
"The loan approval was incredibly fast. I received the money within hours of applying. The app is very user-friendly and easy to navigate."
"QarzMitra helped me during a financial emergency. The process was transparent with no hidden fees. Customer support was responsive and helpful."
"The repayment options are flexible and the reminders are helpful. I appreciate how straightforward the entire process is from application to repayment."
If QarzMitra users are subject to abusive language, threats to privacy and safety, etc. by any of its staff members, you are encouraged to please keep evidence and file a complaint to us. Such actions shall not be tolerated by QarzMitra.
The loan granted by QarzMitra is subject to your confirmation. You may click on the "Quit" button during your loan application process. QarzMitra will never disburse the loan without your consent. If you have applied for the loan by mistake, please repay the principal amount within 24 hours and contact us at your earliest convenience. Subject to our internal policies, we shall cancel your loan application free of charge. For any queries, please do not hesitate to contact us, we will serve you Whole-heartedly.
Complaint hotline: +051-8900213
Customer Service: In-app online customer service
Complaint Email: cs@fintechgharanafinancial.com
Service Timing: 9:00-18:00
DID Number: 0518900511 0518900501 0518900510 0518900512 0518900513 0518900514 0518900515 0518900516 0518900517 0518900518 0518900410 0518900419 0518900421 0518900431 0518900441 0518900451 0518900461 0518900471 0518900481 0518900491 0518900261 0518900271 0518900281 0518900291 0518900341 0518900351 0518900361 0518900371 0518900381 0518900391 0518900213 0518900214 0518900215 0518900216 0518900217 0518900218 0518900219 0518900221 0518900231 0518900251
QarzMitra reserves the right of final interpretation for all the rules above.
To become the leading digital financial platform in Pakistan, providing accessible and affordable financial solutions that empower individuals and small businesses to achieve financial stability and growth.
To provide fast, transparent, and hassle-free financial services through innovative technology, enabling our customers to meet their financial needs while maintaining the highest standards of integrity and regulatory compliance.
Transparency builds trust
License Number: SECP/LRD/131/FGFPL/2025
Regulatory Authority: Securities and Exchange Commission of Pakistan (SECP)
Company Status: Non-Banking Financial Company (NBFC)
Company Name: FINTECH GHARANA FINANCIAL (PRIVATE) LIMITED
Main Business: Financial lending
Registered Address: Office No.5B, Mezzanine Floor, Al Malik Centre, Jinnah Avenue, Blue Area, Islamabad
Daily Interest Rate: 0.75% per day
Penalty Rate: 2.3% per day
Email: cs@fintechgharanafinancial.com
Working Hours: Monday to Sunday, 9:00 AM - 5:30 PM
Support: Available through the QarzMitra app
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QarzMitra
The borrower's trustworthy choice